Call reports 2021
CEDAR SECURITY BANK — 2021
What CEDAR SECURITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 53,846,000 | 56,827,000 | 55,227,000 | 57,141,000 |
| Total loans | 28,402,000 | 29,419,000 | 30,515,000 | 27,065,000 |
| Allowance for loan losses | 1,760,000 | 1,762,000 | 1,855,000 | 1,868,000 |
| Securities available for sale | 5,192,000 | 8,737,000 | 9,982,000 | 12,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,644,000 | 46,089,000 | 44,316,000 | 45,253,000 |
| Interest-bearing deposits | 32,666,000 | 34,785,000 | 35,041,000 | 32,129,000 |
| Noninterest-bearing deposits | 10,978,000 | 11,304,000 | 9,275,000 | 13,124,000 |
| Equity capital | 7,990,000 | 8,093,000 | 8,251,000 | 8,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 993,000 | 1,555,000 | 2,086,000 |
| Interest expense | 54,000 | 105,000 | 154,000 | 200,000 |
| Net interest income | 429,000 | 888,000 | 1,401,000 | 1,886,000 |
| Noninterest income | 72,000 | 148,000 | 225,000 | 315,000 |
| Noninterest expense | 388,000 | 772,000 | 1,166,000 | 1,543,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000 | 264,000 | 460,000 | 658,000 |
| Income tax | 23,000 | 65,000 | 107,000 | 154,000 |
| Net income | 90,000 | 199,000 | 353,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,025,000 | 8,128,000 | 8,280,000 | 8,464,000 |