Call reports 2018
CEDAR SECURITY BANK — 2018
What CEDAR SECURITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 51,969,000 | 52,557,000 | 48,283,000 | 47,115,000 |
| Total loans | 32,705,000 | 32,276,000 | 31,672,000 | 32,328,000 |
| Allowance for loan losses | 1,831,000 | 1,768,000 | 1,787,000 | 1,869,000 |
| Securities available for sale | 4,107,000 | 4,086,000 | 3,889,000 | 3,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,862,000 | 43,972,000 | 39,597,000 | 38,245,000 |
| Interest-bearing deposits | 35,121,000 | 36,650,000 | 32,778,000 | 30,957,000 |
| Noninterest-bearing deposits | 7,741,000 | 7,322,000 | 6,819,000 | 7,288,000 |
| Equity capital | 6,485,000 | 6,675,000 | 6,817,000 | 6,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,068,000 | 1,648,000 | 2,173,000 |
| Interest expense | 74,000 | 143,000 | 211,000 | 276,000 |
| Net interest income | 479,000 | 925,000 | 1,437,000 | 1,897,000 |
| Noninterest income | 91,000 | 450,000 | 534,000 | 632,000 |
| Noninterest expense | 417,000 | 778,000 | 1,154,000 | 1,509,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 141,000 | 573,000 | 781,000 | 972,000 |
| Income tax | 33,000 | 120,000 | 174,000 | 214,000 |
| Net income | 108,000 | 453,000 | 607,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,485,000 | 6,727,000 | 6,884,000 | 7,030,000 |
| Total capital | 7,047,000 | 7,284,000 | 7,432,000 | 7,569,000 |
| Risk-weighted assets | 43,695,000 | 43,350,000 | 42,439,000 | 41,791,000 |