Call reports 2017
CEDAR SECURITY BANK — 2017
What CEDAR SECURITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 51,468,000 | 53,097,000 | 54,096,000 | 54,724,000 |
| Total loans | 38,927,000 | 37,737,000 | 35,413,000 | 35,224,000 |
| Allowance for loan losses | 1,841,000 | 1,899,000 | 1,933,000 | 1,810,000 |
| Securities available for sale | 2,354,000 | 2,187,000 | 2,412,000 | 2,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,661,000 | 44,237,000 | 45,201,000 | 45,934,000 |
| Interest-bearing deposits | 35,766,000 | 37,676,000 | 38,400,000 | 38,073,000 |
| Noninterest-bearing deposits | 6,895,000 | 6,561,000 | 6,801,000 | 7,861,000 |
| Equity capital | 6,295,000 | 6,380,000 | 6,436,000 | 6,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,118,000 | 1,687,000 | 2,230,000 |
| Interest expense | 72,000 | 150,000 | 228,000 | 308,000 |
| Net interest income | 502,000 | 968,000 | 1,459,000 | 1,922,000 |
| Noninterest income | 40,000 | 99,000 | 167,000 | 252,000 |
| Noninterest expense | 415,000 | 763,000 | 1,210,000 | 1,601,000 |
| Provision for loan losses | 75,000 | 120,000 | 150,000 | 180,000 |
| Pretax income | 52,000 | 184,000 | 266,000 | 393,000 |
| Income tax | 15,000 | 65,000 | 91,000 | 242,000 |
| Net income | 37,000 | 119,000 | 175,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,295,000 | 6,380,000 | 6,436,000 | 6,396,000 |
| Total capital | 6,928,000 | 6,975,000 | 7,017,000 | 6,973,000 |
| Risk-weighted assets | 49,428,000 | 46,310,000 | 45,145,000 | 44,925,000 |