Call reports 2001
CEDAR SECURITY BANK — 2001
What CEDAR SECURITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,698,000 | 19,518,000 | 19,468,000 | 20,273,000 |
| Total loans | 11,884,000 | 12,489,000 | 12,312,000 | 11,662,000 |
| Allowance for loan losses | 404,000 | 425,000 | 432,000 | 433,000 |
| Securities available for sale | 6,382,000 | 5,387,000 | 5,077,000 | 5,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,800,000 | 16,587,000 | 16,503,000 | 17,321,000 |
| Interest-bearing deposits | 15,361,000 | 15,414,000 | 15,158,000 | 15,522,000 |
| Noninterest-bearing deposits | 1,439,000 | 1,173,000 | 1,345,000 | 1,799,000 |
| Equity capital | 2,673,000 | 2,716,000 | 2,769,000 | 2,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 758,000 | 1,132,000 | 1,485,000 |
| Interest expense | 194,000 | 373,000 | 538,000 | 684,000 |
| Net interest income | 191,000 | 385,000 | 594,000 | 801,000 |
| Noninterest income | 32,000 | 59,000 | 88,000 | 126,000 |
| Noninterest expense | 188,000 | 343,000 | 537,000 | 735,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 101,000 | 145,000 | 192,000 |
| Income tax | 0 | 26,000 | 37,000 | 38,000 |
| Net income | 35,000 | 75,000 | 108,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,628,000 | 2,668,000 | 2,701,000 | 2,746,000 |
| Total capital | 2,807,000 | 2,827,000 | 2,857,000 | 2,897,000 |
| Risk-weighted assets | 14,092,000 | 12,460,000 | 12,247,000 | 11,801,000 |