Call reports 2015
WEBSTER BANK, NATIONAL ASSOCIATION — 2015
What WEBSTER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 23,084,532,000 | 23,616,816,000 | 24,054,920,000 | 24,666,209,000 |
| Total loans | 14,316,102,000 | 14,840,822,000 | 15,254,866,000 | 15,708,840,000 |
| Allowance for loan losses | 161,970,000 | 167,860,000 | 172,992,000 | 174,990,000 |
| Securities available for sale | 2,963,524,000 | 2,833,717,000 | 3,012,331,000 | 2,982,053,000 |
| Securities held to maturity | 3,923,189,000 | 4,064,022,000 | 3,951,208,000 | 3,923,052,000 |
| Trading assets | 69,270,000 | 44,379,000 | 78,535,000 | 58,864,000 |
| Total deposits | 17,785,233,000 | 17,536,974,000 | 17,820,504,000 | 18,168,387,000 |
| Interest-bearing deposits | 14,318,050,000 | 13,958,087,000 | 14,246,332,000 | 14,384,706,000 |
| Noninterest-bearing deposits | 3,467,183,000 | 3,578,887,000 | 3,574,173,000 | 3,783,681,000 |
| Equity capital | 2,288,985,000 | 2,314,850,000 | 2,330,676,000 | 2,344,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 183,608,000 | 371,316,000 | 565,193,000 | 764,588,000 |
| Interest expense | 20,477,000 | 41,250,000 | 62,551,000 | 84,668,000 |
| Net interest income | 163,131,000 | 330,066,000 | 502,642,000 | 679,920,000 |
| Noninterest income | 56,666,000 | 114,377,000 | 172,353,000 | 229,032,000 |
| Noninterest expense | 129,908,000 | 262,495,000 | 397,725,000 | 537,375,000 |
| Provision for loan losses | 9,750,000 | 22,500,000 | 35,500,000 | 49,300,000 |
| Pretax income | 80,182,000 | 159,977,000 | 242,217,000 | 322,776,000 |
| Income tax | 26,811,000 | 50,558,000 | 78,068,000 | 96,479,000 |
| Net income | 53,371,000 | 109,419,000 | 164,149,000 | 226,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,784,448,000 | 1,821,152,000 | 1,836,515,000 | 1,869,241,000 |
| Total capital | 1,948,738,000 | 1,991,019,000 | 2,011,530,000 | 2,046,350,000 |
| Risk-weighted assets | 15,552,554,000 | 16,142,174,000 | 16,597,857,000 | 17,003,383,000 |