Call reports 2013
WEBSTER BANK, NATIONAL ASSOCIATION — 2013
What WEBSTER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 20,075,695,000 | 20,294,251,000 | 20,573,651,000 | 20,830,913,000 |
| Total loans | 12,098,743,000 | 12,327,291,000 | 12,518,172,000 | 12,720,590,000 |
| Allowance for loan losses | 167,840,000 | 163,442,000 | 157,545,000 | 152,573,000 |
| Securities available for sale | 3,300,447,000 | 3,239,794,000 | 3,176,683,000 | 3,103,347,000 |
| Securities held to maturity | 3,111,169,000 | 3,129,864,000 | 3,205,999,000 | 3,358,721,000 |
| Trading assets | 45,157,000 | 34,383,000 | 36,370,000 | 37,012,000 |
| Total deposits | 14,811,340,000 | 15,034,688,000 | 15,210,778,000 | 15,089,879,000 |
| Interest-bearing deposits | 11,952,073,000 | 12,058,654,000 | 12,228,876,000 | 11,925,541,000 |
| Noninterest-bearing deposits | 2,859,267,000 | 2,976,035,000 | 2,981,902,000 | 3,164,338,000 |
| Equity capital | 2,083,109,000 | 2,069,471,000 | 2,104,850,000 | 2,141,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 170,235,000 | 341,229,000 | 513,903,000 | 691,531,000 |
| Interest expense | 22,181,000 | 43,112,000 | 62,777,000 | 82,509,000 |
| Net interest income | 148,054,000 | 298,117,000 | 451,126,000 | 609,022,000 |
| Noninterest income | 48,481,000 | 99,754,000 | 145,344,000 | 195,105,000 |
| Noninterest expense | 121,903,000 | 241,229,000 | 361,180,000 | 483,125,000 |
| Provision for loan losses | 7,500,000 | 16,000,000 | 24,500,000 | 33,500,000 |
| Pretax income | 67,238,000 | 141,081,000 | 211,498,000 | 280,934,000 |
| Income tax | 21,116,000 | 44,254,000 | 66,116,000 | 87,389,000 |
| Net income | 46,122,000 | 96,827,000 | 145,382,000 | 193,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,578,247,000 | 1,599,922,000 | 1,629,406,000 | 1,658,466,000 |
| Total capital | 1,744,948,000 | 1,767,623,000 | 1,791,608,000 | 1,815,423,000 |
| Risk-weighted assets | 13,329,797,000 | 13,415,697,000 | 13,558,402,000 | 13,802,501,000 |