Call reports 2012
WEBSTER BANK, NATIONAL ASSOCIATION — 2012
What WEBSTER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 19,109,508,000 | 19,402,303,000 | 19,702,506,000 | 20,113,089,000 |
| Total loans | 11,371,773,000 | 11,629,232,000 | 11,818,870,000 | 12,136,339,000 |
| Allowance for loan losses | 210,288,000 | 198,757,000 | 186,089,000 | 177,129,000 |
| Securities available for sale | 3,135,851,000 | 3,145,512,000 | 3,112,059,000 | 3,119,426,000 |
| Securities held to maturity | 3,079,654,000 | 3,076,226,000 | 3,142,160,000 | 3,107,529,000 |
| Trading assets | 45,539,000 | 53,330,000 | 56,485,000 | 50,969,000 |
| Total deposits | 14,167,626,000 | 14,175,283,000 | 14,514,048,000 | 14,703,517,000 |
| Interest-bearing deposits | 11,661,095,000 | 11,546,453,000 | 11,716,940,000 | 11,811,579,000 |
| Noninterest-bearing deposits | 2,506,531,000 | 2,628,830,000 | 2,797,108,000 | 2,891,938,000 |
| Equity capital | 1,964,630,000 | 1,993,235,000 | 2,037,858,000 | 2,056,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 174,630,000 | 349,489,000 | 522,207,000 | 695,854,000 |
| Interest expense | 25,951,000 | 51,460,000 | 76,109,000 | 100,229,000 |
| Net interest income | 148,679,000 | 298,029,000 | 446,098,000 | 595,625,000 |
| Noninterest income | 44,949,000 | 89,804,000 | 137,559,000 | 190,063,000 |
| Noninterest expense | 124,566,000 | 248,689,000 | 367,833,000 | 488,159,000 |
| Provision for loan losses | 4,000,000 | 9,000,000 | 14,000,000 | 21,500,000 |
| Pretax income | 65,062,000 | 132,272,000 | 204,761,000 | 277,696,000 |
| Income tax | 19,571,000 | 40,630,000 | 63,266,000 | 84,993,000 |
| Net income | 45,491,000 | 91,642,000 | 141,495,000 | 192,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,471,049,000 | 1,497,991,000 | 1,528,224,000 | 1,551,238,000 |
| Total capital | 1,628,853,000 | 1,659,409,000 | 1,691,800,000 | 1,718,564,000 |
| Risk-weighted assets | 12,566,594,000 | 12,870,687,000 | 13,058,360,000 | 13,370,644,000 |