Call reports 2007
WEBSTER BANK, NATIONAL ASSOCIATION — 2007
What WEBSTER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 16,626,346,000 | 16,755,397,000 | 16,652,109,000 | 17,064,364,000 |
| Total loans | 12,759,281,000 | 12,813,163,000 | 12,632,178,000 | 12,697,540,000 |
| Allowance for loan losses | 145,367,000 | 144,974,000 | 154,532,000 | 188,086,000 |
| Securities available for sale | 141,384,000 | 203,300,000 | 252,292,000 | 552,530,000 |
| Securities held to maturity | 2,066,763,000 | 2,046,891,000 | 2,051,277,000 | 2,107,227,000 |
| Trading assets | 18,646,000 | 12,214,000 | 4,893,000 | 10,038,000 |
| Total deposits | 12,526,297,000 | 12,805,407,000 | 12,488,955,000 | 12,276,089,000 |
| Interest-bearing deposits | 11,015,189,000 | 11,241,962,000 | 11,001,037,000 | 10,728,663,000 |
| Noninterest-bearing deposits | 1,511,108,000 | 1,563,445,000 | 1,487,918,000 | 1,547,427,000 |
| Equity capital | 1,955,730,000 | 1,968,919,000 | 1,975,197,000 | 1,953,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 247,701,000 | 498,360,000 | 750,290,000 | 995,174,000 |
| Interest expense | 113,029,000 | 227,791,000 | 344,966,000 | 459,318,000 |
| Net interest income | 134,672,000 | 270,569,000 | 405,324,000 | 535,856,000 |
| Noninterest income | 44,787,000 | 94,885,000 | 143,429,000 | 192,990,000 |
| Noninterest expense | 117,551,000 | 234,270,000 | 346,369,000 | 463,901,000 |
| Provision for loan losses | 2,982,000 | 6,749,000 | 20,296,000 | 65,525,000 |
| Pretax income | 58,803,000 | 124,331,000 | 181,971,000 | 199,322,000 |
| Income tax | 19,382,000 | 41,160,000 | 59,606,000 | 64,970,000 |
| Net income | 39,421,000 | 83,171,000 | 122,365,000 | 134,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,203,620,000 | 1,221,188,000 | 1,231,664,000 | 1,215,246,000 |
| Total capital | 1,556,280,000 | 1,573,938,000 | 1,595,675,000 | 1,596,068,000 |
| Risk-weighted assets | 13,684,271,000 | 13,868,644,000 | 14,492,976,000 | 14,429,289,000 |