Call reports 2006
WEBSTER BANK, NATIONAL ASSOCIATION — 2006
What WEBSTER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 17,667,592,000 | 17,757,171,000 | 17,884,603,000 | 16,847,591,000 |
| Total loans | 12,791,853,000 | 12,984,765,000 | 13,330,859,000 | 13,278,290,000 |
| Allowance for loan losses | 146,383,000 | 147,401,000 | 147,446,000 | 147,719,000 |
| Securities available for sale | 2,172,119,000 | 2,007,905,000 | 1,954,193,000 | 229,923,000 |
| Securities held to maturity | 1,116,386,000 | 1,088,206,000 | 1,064,188,000 | 1,453,973,000 |
| Trading assets | 1,042,000 | 2,698,000 | 2,848,000 | 4,842,000 |
| Total deposits | 12,143,787,000 | 12,244,048,000 | 12,301,124,000 | 12,395,888,000 |
| Interest-bearing deposits | 10,674,776,000 | 10,690,421,000 | 10,839,200,000 | 10,799,509,000 |
| Noninterest-bearing deposits | 1,469,011,000 | 1,553,627,000 | 1,461,923,000 | 1,596,379,000 |
| Equity capital | 1,748,135,000 | 1,740,081,000 | 1,779,418,000 | 1,974,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 240,916,000 | 491,801,000 | 752,532,000 | 1,019,184,000 |
| Interest expense | 102,485,000 | 217,383,000 | 347,367,000 | 474,673,000 |
| Net interest income | 138,431,000 | 274,418,000 | 405,165,000 | 544,511,000 |
| Noninterest income | 42,193,000 | 85,891,000 | 128,246,000 | 169,716,000 |
| Noninterest expense | 107,874,000 | 213,088,000 | 317,953,000 | 427,855,000 |
| Provision for loan losses | 1,573,000 | 5,076,000 | 8,260,000 | 12,871,000 |
| Pretax income | 71,437,000 | 143,198,000 | 159,391,000 | 223,402,000 |
| Income tax | 23,344,000 | 47,211,000 | 51,005,000 | 72,132,000 |
| Net income | 48,093,000 | 95,987,000 | 108,386,000 | 151,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,149,747,000 | 1,150,297,000 | 1,144,400,000 | 1,220,205,000 |
| Total capital | 1,505,704,000 | 1,506,768,000 | 1,500,731,000 | 1,575,200,000 |
| Risk-weighted assets | 13,806,977,000 | 13,893,977,000 | 14,157,689,000 | 13,999,239,000 |