Call reports 2004
WEBSTER BANK, NATIONAL ASSOCIATION — 2004
What WEBSTER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Total assets | 16,980,972,000 | 17,589,422,000 | 16,802,248,000 |
| Total loans | 11,436,060,000 | 11,679,893,000 | 11,853,661,000 |
| Allowance for loan losses | 146,511,000 | 148,179,000 | 150,112,000 |
| Securities available for sale | 3,549,354,000 | 3,850,815,000 | 2,169,170,000 |
| Securities held to maturity | 284,392,000 | 323,378,000 | 1,229,613,000 |
| Trading assets | 1,944,000 | 2,717,000 | 0 |
| Total deposits | 10,612,548,000 | 10,538,276,000 | 10,684,286,000 |
| Interest-bearing deposits | 9,110,670,000 | 9,238,271,000 | 9,392,995,000 |
| Noninterest-bearing deposits | 1,501,878,000 | 1,300,005,000 | 1,291,291,000 |
| Equity capital | 1,651,780,000 | 1,728,623,000 | 1,719,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Interest income | 342,732,000 | 536,233,000 | 736,218,000 |
| Interest expense | 107,515,000 | 171,165,000 | 234,461,000 |
| Net interest income | 235,217,000 | 365,068,000 | 501,757,000 |
| Noninterest income | 70,782,000 | 112,367,000 | 151,906,000 |
| Noninterest expense | 164,606,000 | 257,287,000 | 400,321,000 |
| Provision for loan losses | 10,000,000 | 14,000,000 | 18,000,000 |
| Pretax income | 137,835,000 | 216,337,000 | 241,669,000 |
| Income tax | 46,049,000 | 71,665,000 | 76,887,000 |
| Net income | 91,786,000 | 144,672,000 | 164,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Tier 1 capital | 1,073,932,000 | 1,135,357,000 | 1,101,698,000 |
| Total capital | 1,420,443,000 | 1,483,536,000 | 1,451,810,000 |
| Risk-weighted assets | 12,329,976,000 | 12,614,938,000 | 12,467,412,000 |