Call report 2026Q2
MERCHANTS BANK — 2026Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 254,278,000 | USD | evidence → |
| Total loans | 190,602,000 | USD | evidence → |
| Allowance for loan losses | 2,257,000 | USD | evidence → |
| Securities available for sale | 46,018,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 223,367,000 | USD | evidence → |
| Interest-bearing deposits | 172,828,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,539,000 | USD | evidence → |
| Equity capital | 26,526,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,889,000 | USD | evidence → |
| Interest expense | 1,708,000 | USD | evidence → |
| Net interest income | 5,181,000 | USD | evidence → |
| Noninterest income | 152,000 | USD | evidence → |
| Noninterest expense | 2,631,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 2,603,000 | USD | evidence → |
| Income tax | 653,000 | USD | evidence → |
| Net income | 1,950,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,019,000 | USD | evidence → |
| Total capital | 29,276,000 | USD | evidence → |
| Risk-weighted assets | 194,764,000 | USD | evidence → |