Call report 2020Q3
MERCHANTS BANK — 2020Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 184,743,000 | USD | evidence → |
| Total loans | 121,275,000 | USD | evidence → |
| Allowance for loan losses | 1,303,000 | USD | evidence → |
| Securities available for sale | 43,230,000 | USD | evidence → |
| Securities held to maturity | 2,611,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 164,636,000 | USD | evidence → |
| Interest-bearing deposits | 129,196,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,440,000 | USD | evidence → |
| Equity capital | 17,315,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,780,000 | USD | evidence → |
| Interest expense | 813,000 | USD | evidence → |
| Net interest income | 4,967,000 | USD | evidence → |
| Noninterest income | 201,000 | USD | evidence → |
| Noninterest expense | 2,603,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,564,000 | USD | evidence → |
| Income tax | 640,000 | USD | evidence → |
| Net income | 1,924,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,947,000 | USD | evidence → |
| Total capital | 17,250,000 | USD | evidence → |
| Risk-weighted assets | 141,625,000 | USD | evidence → |