Call report 2020Q1
MERCHANTS BANK — 2020Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 171,049,000 | USD | evidence → |
| Total loans | 114,052,000 | USD | evidence → |
| Allowance for loan losses | 1,310,000 | USD | evidence → |
| Securities available for sale | 45,013,000 | USD | evidence → |
| Securities held to maturity | 3,188,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 151,983,000 | USD | evidence → |
| Interest-bearing deposits | 123,771,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,212,000 | USD | evidence → |
| Equity capital | 16,450,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,935,000 | USD | evidence → |
| Interest expense | 296,000 | USD | evidence → |
| Net interest income | 1,639,000 | USD | evidence → |
| Noninterest income | 60,000 | USD | evidence → |
| Noninterest expense | 860,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 838,000 | USD | evidence → |
| Income tax | 190,000 | USD | evidence → |
| Net income | 648,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,197,000 | USD | evidence → |
| Total capital | 16,507,000 | USD | evidence → |
| Risk-weighted assets | 139,182,000 | USD | evidence → |