Call report 2019Q2
MERCHANTS BANK — 2019Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2019Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 164,144,000 | USD | evidence → |
| Total loans | 112,728,000 | USD | evidence → |
| Allowance for loan losses | 1,156,000 | USD | evidence → |
| Securities available for sale | 39,700,000 | USD | evidence → |
| Securities held to maturity | 3,701,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,382,000 | USD | evidence → |
| Interest-bearing deposits | 118,758,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,624,000 | USD | evidence → |
| Equity capital | 16,254,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,003,000 | USD | evidence → |
| Interest expense | 566,000 | USD | evidence → |
| Net interest income | 3,437,000 | USD | evidence → |
| Noninterest income | 109,000 | USD | evidence → |
| Noninterest expense | 1,540,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,007,000 | USD | evidence → |
| Income tax | 510,000 | USD | evidence → |
| Net income | 1,497,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,688,000 | USD | evidence → |
| Total capital | 15,844,000 | USD | evidence → |
| Risk-weighted assets | 131,964,000 | USD | evidence → |