Call report 2014Q2
MERCHANTS BANK — 2014Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,241,000 | USD | evidence → |
| Total loans | 59,619,000 | USD | evidence → |
| Allowance for loan losses | 479,000 | USD | evidence → |
| Securities available for sale | 23,625,000 | USD | evidence → |
| Securities held to maturity | 12,550,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,438,000 | USD | evidence → |
| Interest-bearing deposits | 63,024,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,414,000 | USD | evidence → |
| Equity capital | 8,879,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,744,000 | USD | evidence → |
| Interest expense | 117,000 | USD | evidence → |
| Net interest income | 1,627,000 | USD | evidence → |
| Noninterest income | 70,000 | USD | evidence → |
| Noninterest expense | 894,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 788,000 | USD | evidence → |
| Income tax | 267,000 | USD | evidence → |
| Net income | 521,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,025,000 | USD | evidence → |
| Total capital | 8,504,000 | USD | evidence → |
| Risk-weighted assets | 70,136,000 | USD | evidence → |