Call report 2009Q4
MERCHANTS BANK — 2009Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 44,245,000 | USD | evidence → |
| Total loans | 21,387,000 | USD | evidence → |
| Allowance for loan losses | 411,000 | USD | evidence → |
| Securities available for sale | 14,675,000 | USD | evidence → |
| Securities held to maturity | 5,232,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,765,000 | USD | evidence → |
| Interest-bearing deposits | 27,511,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,254,000 | USD | evidence → |
| Equity capital | 4,231,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,096,000 | USD | evidence → |
| Interest expense | 366,000 | USD | evidence → |
| Net interest income | 1,730,000 | USD | evidence → |
| Noninterest income | 91,000 | USD | evidence → |
| Noninterest expense | 1,226,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 604,000 | USD | evidence → |
| Income tax | 125,000 | USD | evidence → |
| Net income | 479,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,778,000 | USD | evidence → |
| Total capital | 4,169,000 | USD | evidence → |
| Risk-weighted assets | 31,225,000 | USD | evidence → |