Call report 2008Q3
MERCHANTS BANK — 2008Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 38,493,000 | USD | evidence → |
| Total loans | 18,027,000 | USD | evidence → |
| Allowance for loan losses | 321,000 | USD | evidence → |
| Securities available for sale | 12,501,000 | USD | evidence → |
| Securities held to maturity | 5,551,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 32,984,000 | USD | evidence → |
| Interest-bearing deposits | 25,337,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,647,000 | USD | evidence → |
| Equity capital | 3,628,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,558,000 | USD | evidence → |
| Interest expense | 402,000 | USD | evidence → |
| Net interest income | 1,156,000 | USD | evidence → |
| Noninterest income | 80,000 | USD | evidence → |
| Noninterest expense | 818,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 349,000 | USD | evidence → |
| Income tax | 73,000 | USD | evidence → |
| Net income | 276,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,735,000 | USD | evidence → |
| Total capital | 4,042,000 | USD | evidence → |
| Risk-weighted assets | 24,543,000 | USD | evidence → |