Call report 2006Q4
MERCHANTS BANK — 2006Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 35,284,000 | USD | evidence → |
| Total loans | 13,324,000 | USD | evidence → |
| Allowance for loan losses | 366,000 | USD | evidence → |
| Securities available for sale | 12,329,000 | USD | evidence → |
| Securities held to maturity | 6,813,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,599,000 | USD | evidence → |
| Interest-bearing deposits | 24,730,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,869,000 | USD | evidence → |
| Equity capital | 3,464,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,837,000 | USD | evidence → |
| Interest expense | 415,000 | USD | evidence → |
| Net interest income | 1,422,000 | USD | evidence → |
| Noninterest income | 126,000 | USD | evidence → |
| Noninterest expense | 1,030,000 | USD | evidence → |
| Provision for loan losses | 6,000 | USD | evidence → |
| Pretax income | 510,000 | USD | evidence → |
| Income tax | 96,000 | USD | evidence → |
| Net income | 414,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,498,000 | USD | evidence → |
| Total capital | 3,740,000 | USD | evidence → |
| Risk-weighted assets | 19,270,000 | USD | evidence → |