Call report 2002Q1
MERCHANTS BANK — 2002Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 43,471,000 | USD | evidence → |
| Total loans | 11,259,000 | USD | evidence → |
| Allowance for loan losses | 385,000 | USD | evidence → |
| Securities available for sale | 17,843,000 | USD | evidence → |
| Securities held to maturity | 7,145,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,040,000 | USD | evidence → |
| Interest-bearing deposits | 32,551,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,489,000 | USD | evidence → |
| Equity capital | 4,867,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 617,000 | USD | evidence → |
| Interest expense | 177,000 | USD | evidence → |
| Net interest income | 440,000 | USD | evidence → |
| Noninterest income | 22,000 | USD | evidence → |
| Noninterest expense | 278,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 184,000 | USD | evidence → |
| Income tax | 48,000 | USD | evidence → |
| Net income | 136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,634,000 | USD | evidence → |
| Total capital | 4,933,000 | USD | evidence → |
| Risk-weighted assets | 23,800,000 | USD | evidence → |