Call reports 2014
INTEGRITY BANK — 2014
What INTEGRITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 782,111,000 | 811,676,000 | 860,434,000 | 844,182,000 |
| Total loans | 691,822,000 | 738,458,000 | 765,918,000 | 778,786,000 |
| Allowance for loan losses | 9,200,000 | 9,412,000 | 9,460,000 | 9,744,000 |
| Securities available for sale | 13,231,000 | 12,409,000 | 11,932,000 | 11,360,000 |
| Securities held to maturity | 389,000 | 385,000 | 306,000 | 303,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 709,567,000 | 735,201,000 | 764,007,000 | 738,603,000 |
| Interest-bearing deposits | 663,102,000 | 685,149,000 | 719,022,000 | 696,021,000 |
| Noninterest-bearing deposits | 46,465,000 | 50,052,000 | 44,985,000 | 42,582,000 |
| Equity capital | 66,365,000 | 69,986,000 | 76,433,000 | 71,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,568,000 | 15,875,000 | 24,461,000 | 33,025,000 |
| Interest expense | 1,246,000 | 2,478,000 | 3,713,000 | 4,909,000 |
| Net interest income | 6,322,000 | 13,397,000 | 20,748,000 | 28,116,000 |
| Noninterest income | 755,000 | 1,777,000 | 3,060,000 | 4,351,000 |
| Noninterest expense | 3,359,000 | 7,029,000 | 10,703,000 | 14,438,000 |
| Provision for loan losses | 405,000 | 810,000 | 949,000 | 1,184,000 |
| Pretax income | 3,313,000 | 7,335,000 | 12,156,000 | 16,845,000 |
| Income tax | 1,110,000 | 2,351,000 | 3,940,000 | 5,534,000 |
| Net income | 2,203,000 | 4,984,000 | 8,216,000 | 11,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,362,000 | 69,974,000 | 76,407,000 | 70,990,000 |
| Total capital | 79,902,000 | 83,092,000 | 89,859,000 | 84,529,000 |
| Risk-weighted assets | 682,506,000 | 729,115,000 | 756,154,000 | 762,947,000 |