Call reports 2013
INTEGRITY BANK — 2013
What INTEGRITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 654,539,000 | 705,944,000 | 728,561,000 | 761,905,000 |
| Total loans | 575,508,000 | 604,157,000 | 644,301,000 | 676,129,000 |
| Allowance for loan losses | 8,072,000 | 8,123,000 | 8,484,000 | 8,964,000 |
| Securities available for sale | 16,540,000 | 15,793,000 | 14,566,000 | 13,915,000 |
| Securities held to maturity | 404,000 | 400,000 | 396,000 | 393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,375,000 | 639,624,000 | 650,067,000 | 691,019,000 |
| Interest-bearing deposits | 544,832,000 | 594,937,000 | 606,208,000 | 646,416,000 |
| Noninterest-bearing deposits | 39,543,000 | 44,687,000 | 43,859,000 | 44,603,000 |
| Equity capital | 55,697,000 | 59,202,000 | 62,016,000 | 64,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,793,000 | 13,811,000 | 21,221,000 | 28,795,000 |
| Interest expense | 1,280,000 | 2,585,000 | 3,868,000 | 5,100,000 |
| Net interest income | 5,513,000 | 11,226,000 | 17,353,000 | 23,695,000 |
| Noninterest income | 1,133,000 | 2,485,000 | 3,541,000 | 4,395,000 |
| Noninterest expense | 3,534,000 | 6,875,000 | 10,434,000 | 13,776,000 |
| Provision for loan losses | 635,000 | 1,015,000 | 1,426,000 | 2,015,000 |
| Pretax income | 2,477,000 | 5,821,000 | 9,034,000 | 12,299,000 |
| Income tax | 835,000 | 1,842,000 | 2,977,000 | 4,016,000 |
| Net income | 1,642,000 | 3,979,000 | 6,057,000 | 8,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,579,000 | 59,143,000 | 61,979,000 | 64,049,000 |
| Total capital | 67,644,000 | 71,612,000 | 74,950,000 | 77,368,000 |
| Risk-weighted assets | 564,219,000 | 596,878,000 | 637,139,000 | 664,903,000 |