Call reports 2012
INTEGRITY BANK — 2012
What INTEGRITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 624,657,000 | 649,421,000 | 660,645,000 | 672,009,000 |
| Total loans | 529,989,000 | 532,618,000 | 537,983,000 | 543,180,000 |
| Allowance for loan losses | 7,396,000 | 7,569,000 | 7,550,000 | 7,568,000 |
| Securities available for sale | 8,179,000 | 7,856,000 | 17,524,000 | 17,129,000 |
| Securities held to maturity | 418,000 | 2,401,000 | 2,391,000 | 407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 559,467,000 | 582,337,000 | 593,252,000 | 602,068,000 |
| Interest-bearing deposits | 453,180,000 | 452,387,000 | 463,711,000 | 483,324,000 |
| Noninterest-bearing deposits | 106,287,000 | 129,950,000 | 129,541,000 | 118,744,000 |
| Equity capital | 39,713,000 | 49,671,000 | 51,077,000 | 53,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,888,000 | 13,945,000 | 20,926,000 | 27,651,000 |
| Interest expense | 1,511,000 | 3,018,000 | 4,515,000 | 5,996,000 |
| Net interest income | 5,377,000 | 10,927,000 | 16,411,000 | 21,655,000 |
| Noninterest income | 774,000 | 591,000 | 683,000 | 3,259,000 |
| Noninterest expense | 3,674,000 | 6,441,000 | 9,675,000 | 14,893,000 |
| Provision for loan losses | 280,000 | 580,000 | 580,000 | 755,000 |
| Pretax income | 2,197,000 | 4,497,000 | 6,839,000 | 9,266,000 |
| Income tax | 711,000 | 1,432,000 | 2,200,000 | 3,024,000 |
| Net income | 1,486,000 | 3,065,000 | 4,639,000 | 6,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,665,000 | 49,616,000 | 50,973,000 | 52,988,000 |
| Total capital | 59,617,000 | 61,131,000 | 62,610,000 | 64,677,000 |
| Risk-weighted assets | 515,178,000 | 520,170,000 | 530,021,000 | 534,251,000 |