Call reports 2011
INTEGRITY BANK — 2011
What INTEGRITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 547,535,000 | 580,171,000 | 572,933,000 | 583,381,000 |
| Total loans | 495,207,000 | 497,892,000 | 503,658,000 | 520,015,000 |
| Allowance for loan losses | 6,157,000 | 6,221,000 | 6,412,000 | 7,259,000 |
| Securities available for sale | 3,702,000 | 8,697,000 | 8,556,000 | 8,359,000 |
| Securities held to maturity | 525,000 | 521,000 | 444,000 | 421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 487,218,000 | 518,637,000 | 510,481,000 | 520,137,000 |
| Interest-bearing deposits | 415,519,000 | 444,884,000 | 421,036,000 | 426,612,000 |
| Noninterest-bearing deposits | 71,699,000 | 73,753,000 | 89,445,000 | 93,525,000 |
| Equity capital | 27,274,000 | 28,196,000 | 29,406,000 | 30,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,518,000 | 13,174,000 | 20,014,000 | 26,677,000 |
| Interest expense | 1,731,000 | 3,511,000 | 5,120,000 | 6,611,000 |
| Net interest income | 4,787,000 | 9,663,000 | 14,894,000 | 20,066,000 |
| Noninterest income | 610,000 | 1,189,000 | 2,053,000 | 2,374,000 |
| Noninterest expense | 3,169,000 | 6,266,000 | 9,498,000 | 12,262,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,690,000 | 2,800,000 |
| Pretax income | 1,778,000 | 3,686,000 | 5,759,000 | 7,378,000 |
| Income tax | 580,000 | 1,174,000 | 1,904,000 | 2,340,000 |
| Net income | 1,198,000 | 2,512,000 | 3,855,000 | 5,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,791,000 | 44,692,000 | 45,872,000 | 46,857,000 |
| Total capital | 54,930,000 | 55,823,000 | 57,001,000 | 58,197,000 |
| Risk-weighted assets | 491,111,000 | 490,423,000 | 490,060,000 | 506,310,000 |