Call reports 2010
INTEGRITY BANK — 2010
What INTEGRITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 484,672,000 | 534,128,000 | 537,030,000 | 541,386,000 |
| Total loans | 439,082,000 | 455,680,000 | 470,118,000 | 474,802,000 |
| Allowance for loan losses | 4,448,000 | 4,856,000 | 5,511,000 | 6,015,000 |
| Securities available for sale | 2,252,000 | 2,084,000 | 4,216,000 | 3,933,000 |
| Securities held to maturity | 543,000 | 538,000 | 534,000 | 530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,229,000 | 475,383,000 | 479,231,000 | 482,287,000 |
| Interest-bearing deposits | 386,074,000 | 442,760,000 | 451,490,000 | 454,247,000 |
| Noninterest-bearing deposits | 26,155,000 | 32,623,000 | 27,741,000 | 28,040,000 |
| Equity capital | 24,494,000 | 25,201,000 | 25,104,000 | 26,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,979,000 | 12,092,000 | 18,505,000 | 25,027,000 |
| Interest expense | 1,760,000 | 3,642,000 | 5,560,000 | 7,479,000 |
| Net interest income | 4,219,000 | 8,450,000 | 12,945,000 | 17,548,000 |
| Noninterest income | 532,000 | 1,180,000 | 420,000 | 1,221,000 |
| Noninterest expense | 2,708,000 | 5,474,000 | 8,453,000 | 11,494,000 |
| Provision for loan losses | 1,200,000 | 2,192,000 | 2,884,000 | 3,466,000 |
| Pretax income | 843,000 | 1,964,000 | 2,028,000 | 3,809,000 |
| Income tax | 265,000 | 603,000 | 552,000 | 1,142,000 |
| Net income | 578,000 | 1,361,000 | 1,476,000 | 2,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,973,000 | 41,692,000 | 41,591,000 | 42,753,000 |
| Total capital | 50,421,000 | 51,548,000 | 52,102,000 | 53,624,000 |
| Risk-weighted assets | 429,627,000 | 454,619,000 | 463,973,000 | 469,567,000 |