Call reports 2007
INTEGRITY BANK — 2007
What INTEGRITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 281,827,000 | 297,017,000 | 299,147,000 | 313,580,000 |
| Total loans | 242,669,000 | 256,728,000 | 277,125,000 | 279,527,000 |
| Allowance for loan losses | 2,689,000 | 2,839,000 | 3,079,000 | 3,218,000 |
| Securities available for sale | 7,255,000 | 5,110,000 | 1,326,000 | 1,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,009,000 | 258,421,000 | 255,910,000 | 274,489,000 |
| Interest-bearing deposits | 235,906,000 | 235,325,000 | 232,101,000 | 252,750,000 |
| Noninterest-bearing deposits | 18,103,000 | 23,096,000 | 23,809,000 | 21,739,000 |
| Equity capital | 19,776,000 | 20,164,000 | 20,696,000 | 21,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,738,000 | 9,758,000 | 15,095,000 | 20,575,000 |
| Interest expense | 2,693,000 | 5,388,000 | 8,014,000 | 10,821,000 |
| Net interest income | 2,045,000 | 4,370,000 | 7,081,000 | 9,754,000 |
| Noninterest income | 510,000 | 781,000 | 1,111,000 | 1,523,000 |
| Noninterest expense | 1,732,000 | 3,707,000 | 5,752,000 | 8,006,000 |
| Provision for loan losses | 205,000 | 355,000 | 605,000 | 755,000 |
| Pretax income | 618,000 | 1,089,000 | 1,835,000 | 2,516,000 |
| Income tax | 214,000 | 385,000 | 650,000 | 869,000 |
| Net income | 404,000 | 704,000 | 1,185,000 | 1,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,787,000 | 20,170,000 | 20,692,000 | 21,197,000 |
| Total capital | 28,976,000 | 29,509,000 | 30,271,000 | 30,915,000 |
| Risk-weighted assets | 236,153,000 | 253,223,000 | 269,023,000 | 278,238,000 |