Call reports 2006
INTEGRITY BANK — 2006
What INTEGRITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 211,204,000 | 222,433,000 | 238,162,000 | 277,091,000 |
| Total loans | 173,930,000 | 188,629,000 | 207,737,000 | 223,939,000 |
| Allowance for loan losses | 2,163,000 | 2,338,000 | 2,403,000 | 2,482,000 |
| Securities available for sale | 25,612,000 | 17,308,000 | 8,069,000 | 19,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,260,000 | 188,715,000 | 211,487,000 | 250,778,000 |
| Interest-bearing deposits | 150,016,000 | 164,400,000 | 191,885,000 | 229,388,000 |
| Noninterest-bearing deposits | 19,244,000 | 24,315,000 | 19,602,000 | 21,390,000 |
| Equity capital | 17,941,000 | 18,306,000 | 18,690,000 | 19,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,142,000 | 6,588,000 | 10,519,000 | 15,007,000 |
| Interest expense | 1,426,000 | 3,056,000 | 5,065,000 | 7,529,000 |
| Net interest income | 1,716,000 | 3,532,000 | 5,454,000 | 7,478,000 |
| Noninterest income | 133,000 | 242,000 | 341,000 | 488,000 |
| Noninterest expense | 1,122,000 | 2,310,000 | 3,757,000 | 5,255,000 |
| Provision for loan losses | 225,000 | 400,000 | 464,000 | 574,000 |
| Pretax income | 502,000 | 1,064,000 | 1,574,000 | 2,137,000 |
| Income tax | 172,000 | 365,000 | 540,000 | 733,000 |
| Net income | 330,000 | 699,000 | 1,034,000 | 1,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,008,000 | 18,377,000 | 18,727,000 | 19,192,000 |
| Total capital | 20,120,000 | 27,149,000 | 27,630,000 | 28,174,000 |
| Risk-weighted assets | 168,878,000 | 181,697,000 | 202,575,000 | 221,776,000 |