Call reports 2003
INTEGRITY BANK — 2003
What INTEGRITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Total assets | 33,264,000 | 37,945,000 | 46,699,000 |
| Total loans | 6,669,000 | 21,007,000 | 31,828,000 |
| Allowance for loan losses | 60,000 | 210,000 | 318,000 |
| Securities available for sale | 19,997,000 | 14,073,000 | 10,561,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 25,692,000 | 30,929,000 | 35,845,000 |
| Interest-bearing deposits | 24,209,000 | 29,055,000 | 33,059,000 |
| Noninterest-bearing deposits | 1,483,000 | 1,874,000 | 2,786,000 |
| Equity capital | 7,409,000 | 6,984,000 | 7,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Interest income | 40,000 | 276,000 | 674,000 |
| Interest expense | 54,000 | 252,000 | 460,000 |
| Net interest income | -14,000 | 24,000 | 214,000 |
| Noninterest income | 1,000 | 28,000 | 114,000 |
| Noninterest expense | 484,000 | 831,000 | 1,184,000 |
| Provision for loan losses | 60,000 | 210,000 | 318,000 |
| Pretax income | -557,000 | -989,000 | -1,174,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -557,000 | -989,000 | -1,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Tier 1 capital | 7,409,000 | 6,968,000 | 7,263,000 |
| Total capital | 7,469,000 | 7,178,000 | 7,581,000 |
| Risk-weighted assets | 12,608,000 | 21,937,000 | 31,739,000 |