Call reports 2014
PEOPLES BANK, THE — 2014
What PEOPLES BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 99,807,000 | 96,228,000 | 96,215,000 | 94,675,000 |
| Total loans | 63,287,000 | 67,325,000 | 65,359,000 | 62,619,000 |
| Allowance for loan losses | 1,166,000 | 1,153,000 | 1,160,000 | 1,078,000 |
| Securities available for sale | 11,949,000 | 11,718,000 | 11,226,000 | 10,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,608,000 | 92,832,000 | 92,519,000 | 90,996,000 |
| Interest-bearing deposits | 77,089,000 | 74,820,000 | 73,032,000 | 73,294,000 |
| Noninterest-bearing deposits | 19,519,000 | 18,012,000 | 19,487,000 | 17,702,000 |
| Equity capital | 2,944,000 | 3,051,000 | 3,388,000 | 3,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,581,000 | 2,481,000 | 3,338,000 |
| Interest expense | 55,000 | 101,000 | 151,000 | 203,000 |
| Net interest income | 717,000 | 1,480,000 | 2,330,000 | 3,135,000 |
| Noninterest income | 127,000 | 535,000 | 900,000 | 1,245,000 |
| Noninterest expense | 1,148,000 | 2,324,000 | 3,633,000 | 4,845,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | -314,000 | -319,000 | -413,000 | -475,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -314,000 | -319,000 | -413,000 | -475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,319,000 | 3,314,000 | 3,669,000 | 3,608,000 |
| Total capital | 4,225,000 | 4,254,000 | 4,588,000 | 4,483,000 |
| Risk-weighted assets | 72,247,000 | 74,965,000 | 73,317,000 | 69,798,000 |