Call reports 2013
PEOPLES BANK, THE — 2013
What PEOPLES BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 108,894,000 | 107,982,000 | 104,141,000 | 101,769,000 |
| Total loans | 67,886,000 | 65,752,000 | 64,274,000 | 64,130,000 |
| Allowance for loan losses | 1,560,000 | 1,357,000 | 1,346,000 | 1,212,000 |
| Securities available for sale | 12,080,000 | 13,407,000 | 12,768,000 | 12,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,815,000 | 104,384,000 | 100,945,000 | 98,418,000 |
| Interest-bearing deposits | 92,197,000 | 83,962,000 | 81,674,000 | 80,443,000 |
| Noninterest-bearing deposits | 12,618,000 | 20,422,000 | 19,271,000 | 17,975,000 |
| Equity capital | 3,786,000 | 3,227,000 | 2,807,000 | 3,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,690,000 | 2,520,000 | 3,339,000 |
| Interest expense | 98,000 | 181,000 | 253,000 | 320,000 |
| Net interest income | 759,000 | 1,509,000 | 2,267,000 | 3,019,000 |
| Noninterest income | 315,000 | 563,000 | 647,000 | 674,000 |
| Noninterest expense | 1,137,000 | 2,289,000 | 3,418,000 | 4,610,000 |
| Provision for loan losses | 45,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | -99,000 | -268,000 | -585,000 | -998,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -99,000 | -268,000 | -585,000 | -998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,682,000 | 3,512,000 | 3,196,000 | 3,633,000 |
| Total capital | 4,661,000 | 4,469,000 | 4,129,000 | 4,566,000 |
| Risk-weighted assets | 77,771,000 | 76,160,000 | 74,257,000 | 74,352,000 |