Call reports 2012
PEOPLES BANK, THE — 2012
What PEOPLES BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 116,785,000 | 113,354,000 | 111,874,000 | 108,661,000 |
| Total loans | 77,252,000 | 75,098,000 | 70,288,000 | 68,593,000 |
| Allowance for loan losses | 1,987,000 | 1,761,000 | 1,490,000 | 1,552,000 |
| Securities available for sale | 11,293,000 | 10,805,000 | 12,837,000 | 12,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,800,000 | 108,209,000 | 107,038,000 | 104,464,000 |
| Interest-bearing deposits | 96,932,000 | 94,937,000 | 94,893,000 | 92,290,000 |
| Noninterest-bearing deposits | 14,868,000 | 13,272,000 | 12,145,000 | 12,174,000 |
| Equity capital | 4,675,000 | 4,601,000 | 4,345,000 | 3,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,056,000 | 2,102,000 | 3,089,000 | 3,984,000 |
| Interest expense | 185,000 | 330,000 | 458,000 | 570,000 |
| Net interest income | 871,000 | 1,772,000 | 2,631,000 | 3,414,000 |
| Noninterest income | 37,000 | 239,000 | 588,000 | 672,000 |
| Noninterest expense | 1,197,000 | 2,405,000 | 3,606,000 | 4,764,000 |
| Provision for loan losses | 175,000 | 225,000 | 590,000 | 760,000 |
| Pretax income | -347,000 | -480,000 | -838,000 | -1,283,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -347,000 | -480,000 | -838,000 | -1,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,717,000 | 4,584,000 | 4,226,000 | 3,781,000 |
| Total capital | 5,823,000 | 5,654,000 | 5,246,000 | 4,784,000 |
| Risk-weighted assets | 87,586,000 | 84,918,000 | 81,162,000 | 79,663,000 |