Call reports 2011
PEOPLES BANK, THE — 2011
What PEOPLES BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 135,806,000 | 130,288,000 | 124,652,000 | 117,722,000 |
| Total loans | 86,145,000 | 83,847,000 | 81,528,000 | 78,948,000 |
| Allowance for loan losses | 2,972,000 | 2,713,000 | 2,324,000 | 2,076,000 |
| Securities available for sale | 20,292,000 | 15,071,000 | 13,313,000 | 14,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,109,000 | 122,459,000 | 117,689,000 | 112,413,000 |
| Interest-bearing deposits | 115,626,000 | 110,880,000 | 106,101,000 | 100,667,000 |
| Noninterest-bearing deposits | 12,483,000 | 11,579,000 | 11,588,000 | 11,746,000 |
| Equity capital | 7,376,000 | 7,431,000 | 6,545,000 | 5,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,489,000 | 3,743,000 | 4,828,000 |
| Interest expense | 327,000 | 619,000 | 888,000 | 1,121,000 |
| Net interest income | 924,000 | 1,870,000 | 2,855,000 | 3,707,000 |
| Noninterest income | 198,000 | 719,000 | 125,000 | -909,000 |
| Noninterest expense | 1,317,000 | 2,768,000 | 4,131,000 | 5,417,000 |
| Provision for loan losses | 120,000 | 230,000 | 275,000 | 275,000 |
| Pretax income | -200,000 | -212,000 | -1,184,000 | -2,652,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -200,000 | -212,000 | -1,184,000 | -2,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,516,000 | 7,504,000 | 6,533,000 | 5,064,000 |
| Total capital | 8,732,000 | 8,693,000 | 7,667,000 | 6,185,000 |
| Risk-weighted assets | 95,518,000 | 93,634,000 | 89,503,000 | 88,706,000 |