Call reports 2010
PEOPLES BANK, THE — 2010
What PEOPLES BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 160,432,000 | 157,232,000 | 150,449,000 | 139,827,000 |
| Total loans | 104,828,000 | 98,942,000 | 94,598,000 | 90,061,000 |
| Allowance for loan losses | 4,615,000 | 4,235,000 | 3,168,000 | 3,034,000 |
| Securities available for sale | 21,214,000 | 24,202,000 | 22,925,000 | 21,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,557,000 | 148,852,000 | 142,006,000 | 131,676,000 |
| Interest-bearing deposits | 137,945,000 | 135,559,000 | 129,377,000 | 120,226,000 |
| Noninterest-bearing deposits | 13,612,000 | 13,293,000 | 12,629,000 | 11,450,000 |
| Equity capital | 8,531,000 | 7,981,000 | 8,069,000 | 7,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,475,000 | 3,133,000 | 4,569,000 | 6,026,000 |
| Interest expense | 588,000 | 1,114,000 | 1,600,000 | 2,010,000 |
| Net interest income | 887,000 | 2,019,000 | 2,969,000 | 4,016,000 |
| Noninterest income | 298,000 | 620,000 | 918,000 | 1,228,000 |
| Noninterest expense | 1,776,000 | 3,819,000 | 5,628,000 | 7,077,000 |
| Provision for loan losses | 375,000 | 500,000 | 600,000 | 600,000 |
| Pretax income | -966,000 | -1,616,000 | -2,277,000 | -2,369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -966,000 | -1,616,000 | -2,277,000 | -2,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,419,000 | 7,970,000 | 7,809,000 | 7,717,000 |
| Total capital | 9,859,000 | 9,322,000 | 9,097,000 | 8,984,000 |
| Risk-weighted assets | 112,028,000 | 105,305,000 | 101,173,000 | 99,576,000 |