Call reports 2009
PEOPLES BANK, THE — 2009
What PEOPLES BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 184,947,000 | 179,179,000 | 164,342,000 | 160,541,000 |
| Total loans | 136,109,000 | 125,442,000 | 116,117,000 | 110,753,000 |
| Allowance for loan losses | 4,231,000 | 4,044,000 | 4,975,000 | 4,927,000 |
| Securities available for sale | 13,822,000 | 24,736,000 | 18,328,000 | 16,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,888,000 | 162,732,000 | 152,149,000 | 150,753,000 |
| Interest-bearing deposits | 153,779,000 | 147,369,000 | 138,204,000 | 138,289,000 |
| Noninterest-bearing deposits | 15,109,000 | 15,363,000 | 13,945,000 | 12,464,000 |
| Equity capital | 14,733,000 | 14,952,000 | 10,957,000 | 9,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,161,000 | 4,257,000 | 6,180,000 | 7,939,000 |
| Interest expense | 1,452,000 | 2,542,000 | 3,439,000 | 4,193,000 |
| Net interest income | 709,000 | 1,715,000 | 2,741,000 | 3,746,000 |
| Noninterest income | 3,551,000 | 3,250,000 | 2,821,000 | 2,118,000 |
| Noninterest expense | 2,000,000 | 3,704,000 | 5,390,000 | 6,614,000 |
| Provision for loan losses | 1,995,000 | 2,495,000 | 5,695,000 | 6,145,000 |
| Pretax income | 304,000 | -1,195,000 | -5,369,000 | -6,521,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 304,000 | -1,195,000 | -5,369,000 | -6,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,460,000 | 14,712,000 | 10,538,000 | 9,386,000 |
| Total capital | 16,294,000 | 16,400,000 | 12,134,000 | 10,903,000 |
| Risk-weighted assets | 144,335,000 | 132,623,000 | 124,300,000 | 117,918,000 |