Call reports 2008
PEOPLES BANK, THE — 2008
What PEOPLES BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 247,457,000 | 225,273,000 | 219,846,000 | 222,948,000 |
| Total loans | 185,826,000 | 171,503,000 | 155,900,000 | 144,665,000 |
| Allowance for loan losses | 3,606,000 | 5,883,000 | 3,066,000 | 4,118,000 |
| Securities available for sale | 30,895,000 | 28,074,000 | 33,341,000 | 35,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,505,000 | 207,234,000 | 202,012,000 | 205,058,000 |
| Interest-bearing deposits | 201,459,000 | 184,661,000 | 180,320,000 | 187,408,000 |
| Noninterest-bearing deposits | 23,046,000 | 22,573,000 | 21,692,000 | 17,650,000 |
| Equity capital | 21,288,000 | 16,424,000 | 16,288,000 | 14,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,831,000 | 6,972,000 | 9,795,000 | 12,234,000 |
| Interest expense | 2,089,000 | 3,721,000 | 5,158,000 | 6,617,000 |
| Net interest income | 1,742,000 | 3,251,000 | 4,637,000 | 5,617,000 |
| Noninterest income | 401,000 | 848,000 | 1,189,000 | 1,403,000 |
| Noninterest expense | 2,116,000 | 4,201,000 | 6,082,000 | 8,099,000 |
| Provision for loan losses | 750,000 | 4,800,000 | 6,450,000 | 7,950,000 |
| Pretax income | -618,000 | -4,598,000 | -6,401,000 | -8,712,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -618,000 | -4,598,000 | -6,401,000 | -8,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,751,000 | 16,771,000 | 16,469,000 | 14,157,000 |
| Total capital | 23,247,000 | 19,041,000 | 18,544,000 | 16,122,000 |
| Risk-weighted assets | 198,585,000 | 177,961,000 | 165,043,000 | 154,991,000 |