Call reports 2007
PEOPLES BANK, THE — 2007
What PEOPLES BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 264,695,000 | 273,661,000 | 270,099,000 | 259,013,000 |
| Total loans | 207,333,000 | 205,830,000 | 207,556,000 | 201,812,000 |
| Allowance for loan losses | 3,285,000 | 3,586,000 | 3,605,000 | 3,263,000 |
| Securities available for sale | 32,632,000 | 33,086,000 | 42,127,000 | 41,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,974,000 | 251,905,000 | 246,749,000 | 235,505,000 |
| Interest-bearing deposits | 213,487,000 | 225,026,000 | 221,551,000 | 215,112,000 |
| Noninterest-bearing deposits | 29,487,000 | 26,879,000 | 25,198,000 | 20,393,000 |
| Equity capital | 20,073,000 | 19,950,000 | 21,382,000 | 21,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,839,000 | 9,802,000 | 14,924,000 | 19,450,000 |
| Interest expense | 2,367,000 | 4,865,000 | 7,470,000 | 9,842,000 |
| Net interest income | 2,472,000 | 4,937,000 | 7,454,000 | 9,608,000 |
| Noninterest income | 332,000 | 720,000 | 1,115,000 | 1,233,000 |
| Noninterest expense | 1,892,000 | 3,563,000 | 5,374,000 | 7,165,000 |
| Provision for loan losses | 68,000 | 412,000 | 468,000 | 1,144,000 |
| Pretax income | 849,000 | 1,687,000 | 2,732,000 | 2,537,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 849,000 | 1,687,000 | 2,732,000 | 2,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,180,000 | 20,519,000 | 21,564,000 | 21,369,000 |
| Total capital | 22,987,000 | 23,343,000 | 24,352,000 | 24,033,000 |
| Risk-weighted assets | 224,087,000 | 225,176,000 | 222,233,000 | 212,552,000 |