Call reports 2006
PEOPLES BANK, THE — 2006
What PEOPLES BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 249,405,000 | 255,597,000 | 257,174,000 | 256,198,000 |
| Total loans | 195,021,000 | 194,632,000 | 205,212,000 | 206,408,000 |
| Allowance for loan losses | 3,039,000 | 3,296,000 | 3,273,000 | 3,235,000 |
| Securities available for sale | 30,230,000 | 32,705,000 | 31,567,000 | 31,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,212,000 | 235,416,000 | 236,112,000 | 234,786,000 |
| Interest-bearing deposits | 202,025,000 | 204,454,000 | 204,740,000 | 207,571,000 |
| Noninterest-bearing deposits | 27,187,000 | 30,962,000 | 31,372,000 | 27,215,000 |
| Equity capital | 18,826,000 | 18,608,000 | 19,298,000 | 19,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,248,000 | 8,767,000 | 13,485,000 | 18,543,000 |
| Interest expense | 1,880,000 | 3,918,000 | 6,121,000 | 8,469,000 |
| Net interest income | 2,368,000 | 4,849,000 | 7,364,000 | 10,074,000 |
| Noninterest income | 588,000 | 942,000 | 1,310,000 | 1,241,000 |
| Noninterest expense | 1,834,000 | 3,525,000 | 5,317,000 | 7,087,000 |
| Provision for loan losses | 550,000 | 850,000 | 889,000 | 917,000 |
| Pretax income | 572,000 | 1,416,000 | 2,380,000 | 3,223,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 572,000 | 1,416,000 | 2,380,000 | 3,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,231,000 | 19,275,000 | 19,490,000 | 19,832,000 |
| Total capital | 21,869,000 | 21,929,000 | 22,251,000 | 22,573,000 |
| Risk-weighted assets | 210,629,000 | 211,661,000 | 220,350,000 | 218,823,000 |