Call reports 2003
PEOPLES BANK, THE — 2003
What PEOPLES BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 140,054,000 | 137,424,000 | 138,835,000 | 139,692,000 |
| Total loans | 102,111,000 | 105,015,000 | 102,174,000 | 104,118,000 |
| Allowance for loan losses | 1,640,000 | 1,698,000 | 1,749,000 | 1,676,000 |
| Securities available for sale | 21,219,000 | 21,407,000 | 23,922,000 | 25,579,000 |
| Securities held to maturity | 865,000 | 765,000 | 765,000 | 765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,565,000 | 124,401,000 | 125,586,000 | 123,863,000 |
| Interest-bearing deposits | 106,843,000 | 104,934,000 | 104,494,000 | 105,035,000 |
| Noninterest-bearing deposits | 18,722,000 | 19,467,000 | 21,092,000 | 18,828,000 |
| Equity capital | 10,445,000 | 10,391,000 | 10,588,000 | 10,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,031,000 | 4,033,000 | 6,045,000 | 8,083,000 |
| Interest expense | 699,000 | 1,364,000 | 1,994,000 | 2,589,000 |
| Net interest income | 1,332,000 | 2,669,000 | 4,051,000 | 5,494,000 |
| Noninterest income | 161,000 | 321,000 | 514,000 | 686,000 |
| Noninterest expense | 1,143,000 | 2,249,000 | 3,309,000 | 4,399,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 180,000 |
| Pretax income | 364,000 | 700,000 | 1,155,000 | 1,649,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 364,000 | 700,000 | 1,155,000 | 1,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,847,000 | 9,650,000 | 10,104,000 | 10,220,000 |
| Total capital | 11,169,000 | 10,978,000 | 11,446,000 | 11,582,000 |
| Risk-weighted assets | 105,459,000 | 105,886,000 | 106,986,000 | 108,682,000 |