Call reports 2002
PEOPLES BANK, THE — 2002
What PEOPLES BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 129,149,000 | 133,997,000 | 136,403,000 | 135,163,000 |
| Total loans | 94,358,000 | 96,788,000 | 103,097,000 | 102,182,000 |
| Allowance for loan losses | 1,442,000 | 1,502,000 | 1,560,000 | 1,580,000 |
| Securities available for sale | 18,287,000 | 24,517,000 | 23,971,000 | 22,640,000 |
| Securities held to maturity | 1,586,000 | 1,396,000 | 1,400,000 | 1,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,039,000 | 121,199,000 | 120,356,000 | 119,795,000 |
| Interest-bearing deposits | 98,896,000 | 101,994,000 | 102,028,000 | 102,170,000 |
| Noninterest-bearing deposits | 18,143,000 | 19,205,000 | 18,328,000 | 17,625,000 |
| Equity capital | 9,558,000 | 10,186,000 | 10,647,000 | 11,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,176,000 | 4,407,000 | 6,676,000 | 8,875,000 |
| Interest expense | 804,000 | 1,578,000 | 2,328,000 | 3,059,000 |
| Net interest income | 1,372,000 | 2,829,000 | 4,348,000 | 5,816,000 |
| Noninterest income | 154,000 | 315,000 | 445,000 | 594,000 |
| Noninterest expense | 970,000 | 2,021,000 | 3,063,000 | 4,181,000 |
| Provision for loan losses | 90,000 | 150,000 | 210,000 | 270,000 |
| Pretax income | 466,000 | 973,000 | 1,542,000 | 2,025,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 466,000 | 973,000 | 1,542,000 | 2,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,312,000 | 9,540,000 | 9,801,000 | 10,284,000 |
| Total capital | 10,531,000 | 10,776,000 | 11,124,000 | 11,597,000 |
| Risk-weighted assets | 97,280,000 | 98,613,000 | 105,654,000 | 104,734,000 |