Call reports 2001
PEOPLES BANK, THE — 2001
What PEOPLES BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 120,362,000 | 124,356,000 | 126,188,000 | 126,424,000 |
| Total loans | 87,212,000 | 91,647,000 | 93,670,000 | 96,705,000 |
| Allowance for loan losses | 1,186,000 | 1,244,000 | 1,304,000 | 1,365,000 |
| Securities available for sale | 17,373,000 | 17,144,000 | 16,905,000 | 17,343,000 |
| Securities held to maturity | 2,496,000 | 2,496,000 | 2,306,000 | 1,720,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,913,000 | 114,577,000 | 115,695,000 | 115,841,000 |
| Interest-bearing deposits | 94,205,000 | 94,950,000 | 97,383,000 | 97,540,000 |
| Noninterest-bearing deposits | 16,708,000 | 19,627,000 | 18,312,000 | 18,301,000 |
| Equity capital | 8,874,000 | 8,952,000 | 9,706,000 | 9,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,470,000 | 4,975,000 | 7,421,000 | 9,718,000 |
| Interest expense | 1,206,000 | 2,371,000 | 3,469,000 | 4,411,000 |
| Net interest income | 1,264,000 | 2,604,000 | 3,952,000 | 5,307,000 |
| Noninterest income | 145,000 | 290,000 | 439,000 | 606,000 |
| Noninterest expense | 911,000 | 1,890,000 | 2,809,000 | 3,804,000 |
| Provision for loan losses | 105,000 | 165,000 | 235,000 | 325,000 |
| Pretax income | 405,000 | 883,000 | 1,392,000 | 1,872,000 |
| Income tax | 0 | 0 | 0 | -1,000 |
| Net income | 405,000 | 883,000 | 1,392,000 | 1,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,424,000 | 8,601,000 | 9,111,000 | 9,592,000 |
| Total capital | 9,534,000 | 9,780,000 | 10,318,000 | 10,810,000 |
| Risk-weighted assets | 88,713,000 | 94,225,000 | 96,442,000 | 97,273,000 |