Call reports 2026
FIRST LOCKHART BANK — 2026
What FIRST LOCKHART BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 408,875,000 | 415,881,000 |
| Total loans | 304,376,000 | 313,964,000 |
| Allowance for loan losses | 3,174,000 | 3,196,000 |
| Securities available for sale | 24,164,000 | 18,262,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 368,389,000 | 375,048,000 |
| Interest-bearing deposits | 283,121,000 | 290,102,000 |
| Noninterest-bearing deposits | 85,268,000 | 84,946,000 |
| Equity capital | 37,525,000 | 37,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,485,000 | 11,298,000 |
| Interest expense | 1,557,000 | 3,167,000 |
| Net interest income | 3,928,000 | 8,131,000 |
| Noninterest income | 270,000 | 471,000 |
| Noninterest expense | 3,337,000 | 6,778,000 |
| Provision for loan losses | 25,000 | 68,000 |
| Pretax income | 833,000 | 1,759,000 |
| Income tax | 158,000 | 332,000 |
| Net income | 675,000 | 1,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 37,901,000 | 38,341,000 |