Call reports 2024
FIRST LOCKHART BANK — 2024
What FIRST LOCKHART BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 374,110,000 | 383,118,000 | 382,172,000 | 405,814,000 |
| Total loans | 274,262,000 | 274,376,000 | 279,291,000 | 272,592,000 |
| Allowance for loan losses | 3,252,000 | 3,252,000 | 3,251,000 | 3,252,000 |
| Securities available for sale | 51,047,000 | 40,898,000 | 40,708,000 | 39,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,096,000 | 347,530,000 | 345,519,000 | 368,888,000 |
| Interest-bearing deposits | 250,504,000 | 262,977,000 | 259,900,000 | 288,311,000 |
| Noninterest-bearing deposits | 88,592,000 | 84,553,000 | 85,619,000 | 80,577,000 |
| Equity capital | 32,508,000 | 33,011,000 | 33,967,000 | 34,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,445,000 | 9,124,000 | 14,039,000 | 19,113,000 |
| Interest expense | 1,517,000 | 3,098,000 | 4,762,000 | 6,424,000 |
| Net interest income | 2,928,000 | 6,026,000 | 9,277,000 | 12,689,000 |
| Noninterest income | 270,000 | 759,000 | 1,010,000 | 1,261,000 |
| Noninterest expense | 2,917,000 | 5,771,000 | 8,690,000 | 11,502,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 281,000 | 1,014,000 | 1,597,000 | 2,448,000 |
| Income tax | 41,000 | 127,000 | 235,000 | 397,000 |
| Net income | 240,000 | 887,000 | 1,362,000 | 2,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,667,000 | 34,818,000 | 35,054,000 | 35,620,000 |
| Total capital | 37,918,000 | 38,070,000 | 38,305,000 | 38,866,000 |
| Risk-weighted assets | 271,724,000 | 272,107,000 | 273,501,000 | 259,730,000 |