Call reports 2023
FIRST LOCKHART BANK — 2023
What FIRST LOCKHART BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 372,930,000 | 367,414,000 | 377,133,000 | 383,059,000 |
| Total loans | 258,229,000 | 265,585,000 | 268,655,000 | 271,137,000 |
| Allowance for loan losses | 3,263,000 | 3,263,000 | 3,254,000 | 3,253,000 |
| Securities available for sale | 67,365,000 | 65,984,000 | 61,215,000 | 60,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,586,000 | 334,274,000 | 343,622,000 | 348,408,000 |
| Interest-bearing deposits | 245,140,000 | 242,385,000 | 254,699,000 | 256,351,000 |
| Noninterest-bearing deposits | 94,445,000 | 91,889,000 | 88,923,000 | 92,057,000 |
| Equity capital | 30,730,000 | 30,811,000 | 31,001,000 | 32,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,915,000 | 8,018,000 | 12,163,000 | 16,607,000 |
| Interest expense | 810,000 | 1,806,000 | 3,117,000 | 4,679,000 |
| Net interest income | 3,105,000 | 6,212,000 | 9,046,000 | 11,928,000 |
| Noninterest income | 279,000 | 562,000 | 1,004,000 | 1,258,000 |
| Noninterest expense | 2,740,000 | 5,659,000 | 8,490,000 | 11,352,000 |
| Provision for loan losses | 39,000 | 39,000 | 39,000 | 39,000 |
| Pretax income | 605,000 | 1,076,000 | 1,521,000 | 1,795,000 |
| Income tax | 111,000 | 195,000 | 275,000 | 310,000 |
| Net income | 494,000 | 881,000 | 1,246,000 | 1,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,845,000 | 34,000,000 | 34,237,000 | 34,476,000 |
| Total capital | 36,975,000 | 37,202,000 | 37,491,000 | 37,722,000 |
| Risk-weighted assets | 250,230,000 | 256,134,000 | 262,703,000 | 259,699,000 |
Machine access — free, no API key
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