Call reports 2021
FIRST LOCKHART BANK — 2021
What FIRST LOCKHART BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 329,618,000 | 346,104,000 | 371,881,000 | 390,773,000 |
| Total loans | 190,186,000 | 196,046,000 | 205,095,000 | 222,209,000 |
| Allowance for loan losses | 3,017,000 | 3,017,000 | 3,036,000 | 3,078,000 |
| Securities available for sale | 49,241,000 | 43,708,000 | 40,845,000 | 73,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,707,000 | 312,929,000 | 338,090,000 | 355,613,000 |
| Interest-bearing deposits | 218,958,000 | 223,500,000 | 242,150,000 | 256,555,000 |
| Noninterest-bearing deposits | 77,749,000 | 89,429,000 | 95,940,000 | 99,058,000 |
| Equity capital | 30,233,000 | 30,543,000 | 31,008,000 | 32,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,531,000 | 5,077,000 | 7,673,000 | 10,528,000 |
| Interest expense | 262,000 | 492,000 | 702,000 | 873,000 |
| Net interest income | 2,269,000 | 4,585,000 | 6,971,000 | 9,655,000 |
| Noninterest income | 702,000 | 1,295,000 | 2,073,000 | 2,449,000 |
| Noninterest expense | 2,104,000 | 4,320,000 | 6,619,000 | 8,905,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 56,000 |
| Pretax income | 867,000 | 1,560,000 | 2,410,000 | 3,143,000 |
| Income tax | 166,000 | 294,000 | 456,000 | 592,000 |
| Net income | 701,000 | 1,266,000 | 1,954,000 | 2,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,437,000 | 29,776,000 | 30,208,000 | 32,312,000 |
| Total capital | 31,853,000 | 32,319,000 | 32,869,000 | 35,102,000 |
| Risk-weighted assets | 192,703,000 | 202,956,000 | 212,504,000 | 222,942,000 |