Call reports 2020
FIRST LOCKHART BANK — 2020
What FIRST LOCKHART BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 294,606,000 | 317,208,000 | 319,615,000 | 326,787,000 |
| Total loans | 189,681,000 | 184,469,000 | 183,478,000 | 186,140,000 |
| Allowance for loan losses | 3,032,000 | 3,029,000 | 3,015,000 | 3,016,000 |
| Securities available for sale | 56,847,000 | 56,759,000 | 59,096,000 | 55,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,997,000 | 284,483,000 | 287,258,000 | 293,936,000 |
| Interest-bearing deposits | 199,961,000 | 213,438,000 | 216,898,000 | 222,592,000 |
| Noninterest-bearing deposits | 64,036,000 | 71,044,000 | 70,360,000 | 71,344,000 |
| Equity capital | 28,177,000 | 29,591,000 | 29,777,000 | 30,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,041,000 | 5,854,000 | 8,505,000 | 11,104,000 |
| Interest expense | 580,000 | 1,086,000 | 1,535,000 | 1,869,000 |
| Net interest income | 2,461,000 | 4,768,000 | 6,970,000 | 9,235,000 |
| Noninterest income | 462,000 | 1,052,000 | 1,476,000 | 2,042,000 |
| Noninterest expense | 2,078,000 | 4,081,000 | 6,128,000 | 8,105,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 845,000 | 1,739,000 | 2,318,000 | 3,172,000 |
| Income tax | 165,000 | 336,000 | 439,000 | 602,000 |
| Net income | 680,000 | 1,403,000 | 1,879,000 | 2,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,870,000 | 28,347,000 | 28,590,000 | 29,007,000 |
| Total capital | 30,163,000 | 30,624,000 | 30,900,000 | 31,381,000 |
| Risk-weighted assets | 182,735,000 | 181,379,000 | 184,080,000 | 189,250,000 |