Call reports 2018
FIRST LOCKHART BANK — 2018
What FIRST LOCKHART BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 259,319,000 | 261,420,000 | 267,321,000 | 272,887,000 |
| Total loans | 184,900,000 | 186,073,000 | 192,981,000 | 195,486,000 |
| Allowance for loan losses | 2,851,000 | 2,882,000 | 2,914,000 | 2,962,000 |
| Securities available for sale | 50,897,000 | 53,453,000 | 50,725,000 | 50,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,159,000 | 230,061,000 | 237,601,000 | 244,905,000 |
| Interest-bearing deposits | 170,394,000 | 177,810,000 | 183,220,000 | 189,115,000 |
| Noninterest-bearing deposits | 57,766,000 | 52,251,000 | 54,381,000 | 55,791,000 |
| Equity capital | 23,344,000 | 23,374,000 | 23,596,000 | 24,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,582,000 | 5,228,000 | 8,074,000 | 10,990,000 |
| Interest expense | 353,000 | 802,000 | 1,325,000 | 1,917,000 |
| Net interest income | 2,229,000 | 4,426,000 | 6,749,000 | 9,073,000 |
| Noninterest income | 493,000 | 1,071,000 | 1,585,000 | 2,092,000 |
| Noninterest expense | 1,834,000 | 4,193,000 | 6,335,000 | 8,498,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 858,000 | 1,244,000 | 1,909,000 | 2,547,000 |
| Income tax | 0 | -102,000 | 31,000 | -382,000 |
| Net income | 858,000 | 1,346,000 | 1,878,000 | 2,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,546,000 | 24,802,000 | 25,158,000 | 26,050,000 |
| Total capital | 26,859,000 | 27,190,000 | 27,467,000 | 28,417,000 |
| Risk-weighted assets | 184,523,000 | 190,547,000 | 184,126,000 | 188,795,000 |