Call reports 2017
FIRST LOCKHART BANK — 2017
What FIRST LOCKHART BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 250,352,000 | 252,959,000 | 254,189,000 | 255,862,000 |
| Total loans | 173,835,000 | 174,414,000 | 177,952,000 | 183,739,000 |
| Allowance for loan losses | 2,912,000 | 2,961,000 | 2,972,000 | 2,880,000 |
| Securities available for sale | 48,517,000 | 50,075,000 | 52,228,000 | 52,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,759,000 | 227,518,000 | 227,794,000 | 229,734,000 |
| Interest-bearing deposits | 173,528,000 | 171,449,000 | 170,874,000 | 171,963,000 |
| Noninterest-bearing deposits | 52,232,000 | 56,069,000 | 56,920,000 | 57,771,000 |
| Equity capital | 21,848,000 | 22,550,000 | 23,488,000 | 23,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,435,000 | 4,932,000 | 7,469,000 | 10,037,000 |
| Interest expense | 339,000 | 691,000 | 1,039,000 | 1,352,000 |
| Net interest income | 2,096,000 | 4,241,000 | 6,430,000 | 8,685,000 |
| Noninterest income | 627,000 | 1,243,000 | 1,785,000 | 2,249,000 |
| Noninterest expense | 1,991,000 | 4,010,000 | 5,892,000 | 7,840,000 |
| Provision for loan losses | 45,000 | 90,000 | 105,000 | 105,000 |
| Pretax income | 696,000 | 1,397,000 | 2,239,000 | 3,010,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 5,000 |
| Net income | 694,000 | 1,394,000 | 2,234,000 | 3,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,412,000 | 22,709,000 | 23,695,000 | 23,987,000 |
| Total capital | 24,592,000 | 24,901,000 | 25,937,000 | 26,293,000 |
| Risk-weighted assets | 173,657,000 | 174,602,000 | 178,656,000 | 183,930,000 |