Call reports 2015
FIRST LOCKHART BANK — 2015
What FIRST LOCKHART BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 204,317,000 | 209,410,000 | 217,523,000 | 224,263,000 |
| Total loans | 148,556,000 | 153,704,000 | 155,200,000 | 162,112,000 |
| Allowance for loan losses | 2,528,000 | 2,564,000 | 2,621,000 | 2,650,000 |
| Securities available for sale | 37,807,000 | 37,048,000 | 36,545,000 | 38,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,242,000 | 184,774,000 | 195,507,000 | 202,254,000 |
| Interest-bearing deposits | 137,422,000 | 140,555,000 | 147,428,000 | 155,250,000 |
| Noninterest-bearing deposits | 45,820,000 | 44,220,000 | 48,079,000 | 47,003,000 |
| Equity capital | 18,620,000 | 18,773,000 | 19,168,000 | 19,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,084,000 | 4,196,000 | 6,423,000 | 8,641,000 |
| Interest expense | 257,000 | 511,000 | 775,000 | 1,051,000 |
| Net interest income | 1,827,000 | 3,685,000 | 5,648,000 | 7,590,000 |
| Noninterest income | 536,000 | 1,217,000 | 1,879,000 | 2,458,000 |
| Noninterest expense | 1,866,000 | 3,720,000 | 5,593,000 | 7,451,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 491,000 | 1,151,000 | 1,873,000 | 2,545,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 20,000 |
| Net income | 485,000 | 1,139,000 | 1,855,000 | 2,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,116,000 | 18,480,000 | 18,705,000 | 18,994,000 |
| Total capital | 19,927,000 | 20,415,000 | 20,646,000 | 21,004,000 |
| Risk-weighted assets | 144,179,000 | 154,197,000 | 154,602,000 | 160,158,000 |
Machine access — free, no API key
Every figure shown here about FIRST LOCKHART BANK — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.