Call reports 2011
FIRST LOCKHART BANK — 2011
What FIRST LOCKHART BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 156,220,000 | 155,125,000 | 156,541,000 | 159,912,000 |
| Total loans | 101,738,000 | 106,431,000 | 110,142,000 | 109,116,000 |
| Allowance for loan losses | 1,587,000 | 1,689,000 | 1,765,000 | 1,996,000 |
| Securities available for sale | 31,480,000 | 30,481,000 | 29,167,000 | 31,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,671,000 | 137,982,000 | 138,767,000 | 142,232,000 |
| Interest-bearing deposits | 106,951,000 | 105,556,000 | 105,551,000 | 109,197,000 |
| Noninterest-bearing deposits | 32,720,000 | 32,426,000 | 33,216,000 | 33,035,000 |
| Equity capital | 14,262,000 | 14,830,000 | 15,439,000 | 15,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,813,000 | 3,672,000 | 5,611,000 | 7,523,000 |
| Interest expense | 297,000 | 573,000 | 827,000 | 1,054,000 |
| Net interest income | 1,516,000 | 3,099,000 | 4,784,000 | 6,469,000 |
| Noninterest income | 544,000 | 1,187,000 | 1,778,000 | 2,298,000 |
| Noninterest expense | 1,533,000 | 3,008,000 | 4,413,000 | 5,912,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 530,000 |
| Pretax income | 437,000 | 1,114,000 | 1,997,000 | 2,444,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 434,000 | 1,108,000 | 1,988,000 | 2,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,284,000 | 13,669,000 | 14,096,000 | 14,098,000 |
| Total capital | 14,600,000 | 15,014,000 | 15,476,000 | 15,462,000 |
| Risk-weighted assets | 104,993,000 | 107,230,000 | 110,049,000 | 108,479,000 |