Call reports 2008

FIRST LOCKHART BANK — 2008

Name: FIRST LOCKHART BANK — FFIEC call report 2008
Creator: FIRST LOCKHART BANK

What FIRST LOCKHART BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8b661497-3c17-49c1-955b-ec021d5be4a6/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	123,463,000	123,513,000	123,550,000	128,200,000
Total loans	81,452,000	80,804,000	85,332,000	83,819,000
Allowance for loan losses	953,000	910,000	1,111,000	1,043,000
Securities available for sale	26,506,000	28,411,000	24,982,000	34,319,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	106,514,000	107,094,000	107,292,000	110,433,000
Interest-bearing deposits	79,206,000	79,439,000	80,518,000	84,732,000
Noninterest-bearing deposits	27,308,000	27,655,000	26,774,000	25,701,000
Equity capital	10,851,000	10,363,000	10,231,000	11,650,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	1,767,000	3,518,000	5,282,000	7,013,000
Interest expense	650,000	1,227,000	1,767,000	2,281,000
Net interest income	1,117,000	2,291,000	3,515,000	4,732,000
Noninterest income	347,000	755,000	1,239,000	1,749,000
Noninterest expense	1,155,000	2,283,000	3,446,000	4,681,000
Provision for loan losses	15,000	145,000	350,000	400,000
Pretax income	294,000	618,000	55,000	432,000
Income tax	10,000	19,000	25,000	25,000
Net income	284,000	599,000	30,000	407,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	10,787,000	10,956,000	10,697,000	11,074,000
Total capital	11,740,000	11,866,000	11,808,000	12,117,000
Risk-weighted assets	89,589,000	89,297,000	93,036,000	91,767,000