Call reports 2005

FIRST LOCKHART BANK — 2005

Name: FIRST LOCKHART BANK — FFIEC call report 2005
Creator: FIRST LOCKHART BANK

What FIRST LOCKHART BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8b661497-3c17-49c1-955b-ec021d5be4a6/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	112,365,000	106,091,000	107,460,000	110,993,000
Total loans	73,809,000	74,628,000	73,897,000	74,606,000
Allowance for loan losses	864,000	882,000	931,000	915,000
Securities available for sale	23,294,000	22,016,000	18,561,000	20,943,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	97,888,000	92,235,000	93,147,000	97,926,000
Interest-bearing deposits	76,429,000	70,845,000	69,922,000	71,291,000
Noninterest-bearing deposits	21,459,000	21,390,000	23,225,000	26,635,000
Equity capital	10,595,000	10,760,000	11,015,000	9,826,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,401,000	2,808,000	4,223,000	5,685,000
Interest expense	266,000	571,000	869,000	1,199,000
Net interest income	1,135,000	2,237,000	3,354,000	4,486,000
Noninterest income	348,000	711,000	1,034,000	1,330,000
Noninterest expense	1,008,000	2,033,000	3,034,000	4,079,000
Provision for loan losses	15,000	30,000	35,000	35,000
Pretax income	460,000	885,000	1,344,000	1,727,000
Income tax	124,000	238,000	368,000	874,000
Net income	336,000	647,000	976,000	853,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	10,886,000	10,931,000	11,261,000	10,424,000
Total capital	11,750,000	11,813,000	12,192,000	11,339,000
Risk-weighted assets	80,939,000	80,629,000	80,636,000	81,225,000